D7 – Passive income / retirement visa

Retirees and people living off pensions, rents or investments.

Figures last checked 2026-10-14. Items marked check could not be fully confirmed on an official page.

Who it's for: People with stable passive income: pensions, rentals, dividends, royalties. [MNE Vistos – Residency visa documents]
Minimum income / savings: At least the minimum wage: €920/month (€11040/year) for the main applicant, +50% (€460) per extra adult, +30% (€276) per child. [MNE Vistos – Means of subsistence]
Fees: Per MNE fee table. Not confirmed on an official page; check the source.check [MNE Vistos – Fees]
Processing time: See MNE deadlines; varies by consulate.check [MNE Vistos – Deadlines]
Initial permit & renewal: Residency visa: 4 months, 2 entries; then apply to AIMA for a residence permit. Temporary residence permit then renewals. [MNE Vistos – Type of visa]
Path to PR / citizenship: Permanent residence after 5 years of legal residence; citizenship by naturalisation after 10 years (7 for CPLP/EU nationals) under rules in force since 19 May 2026 [Justiça – new nationality rules from 19 May 2026]
Family members: Reunification generally after 2 years (Lei 61/2025); families often apply together at the consulate, so check with yours.check [Lei 61/2025 (Diário da República)]
Tax notes (IFICI / NHR 2.0): Pensions and passive income are generally taxed at normal IRS rates; IFICI covers only eligible work income. NHR closed to new entrants. [EBF art. 58.º-A (IFICI)]
Where to apply: Consulate, then AIMA. [MNE Vistos – Type of visa]

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